Agreement Crkn

This First Premier Bank filing resists summarising: the standard rate and fee disclosures are not present in readable form. The PDF is the source of record.

Limited disclosure

The disclosure captured from this document is thin: a few fields, and not the ones that usually matter most.

The fields that survived extraction are a purchase APR of 36% — nothing further.

There is no honest way to extend this analysis without inventing figures, so it ends here. The agreement First Premier Bank filed is linked above and is the place to go.

The limits of this document

Absent from the captured terms: balance transfer terms, an annual fee, a foreign transaction fee and a grace period. The original document is the place to look for any of these.

What this analysis can address is bounded by the filing: rates, fees and the terms around them. Everything a card issuer might advertise — rewards, benefits, bonuses, who qualifies — falls outside the document and outside this review.

Reading the agreement yourself

The filed PDF is linked from this page and runs four pages. It is the authority for every figure summarised above; where this page and the document disagree, the document is right.

In short

With the disclosure table unreadable, any summary would be guesswork. The filed agreement stands as the only statement of these terms.