Agreements as filed with the CFPB. Not an offer of credit. How we read them
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First Premier Bank

Agreement Crmp

The filed agreement discloses a purchase APR of 29.24%. Below: every term the document states, what it leaves out, and how the cost compares with the rest of the database.

Disclosed rates and fees

Every figure below was read from this issuer's filed agreement. Anything the filing does not state is left out of this table rather than shown as zero.

Terms as disclosed in the filed agreement for Agreement Crmp
Purchase APR29.24%
Cash advance APR29.24%

Analysis

Little could be extracted from First Premier Bank's Agreement Crmp 00 agreement. What follows is a short account of the gaps rather than a full pricing analysis.

The short version

Very little of this filing parsed into structured terms — only a handful of fields could be read with any confidence.

The fields that survived extraction are a purchase APR of 29.24% — nothing further.

Rather than fill the space with generic commentary, this page stops here and points at the document. For a filing this opaque, the PDF is the only thing worth reading.

The limits of this document

The disclosure parsed here does not state balance transfer terms, an annual fee, a foreign transaction fee and a grace period. Those gaps are gaps in what could be read from the filing, and the PDF may well address them in prose the rate table does not capture.

It is worth being explicit about scope: these filings record terms and pricing. They say nothing about rewards programmes, cardholder benefits, promotional offers or who the issuer will approve, and this review does not speculate about any of it.

Where the authority sits

Everything here is a reading of the filed agreement, four pages of it, which is linked above and which governs. Terms also change between filings, so the date on the document matters.

In short

There is not enough in this filing to characterise the card's cost. Read the linked agreement; this page will not pretend to more than it has.

The source document

This page is a reading of one document: the cardholder agreement First Premier Bank filed with the Consumer Financial Protection Bureau. Where the two disagree, the filing is correct and this page is wrong.

Open the filed agreement (PDF)

Applications are handled by First Premier Bank, not by us. We do not take applications and cannot say whether you would be approved.

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Other cards from First Premier Bank

All 30 agreements from First Premier Bank