Agreement Crmd

Little could be extracted from First Premier Bank's Agreement Crmd 00 agreement. What follows is a short account of the gaps rather than a full pricing analysis.

The short version

The disclosure captured from this document is thin: a few fields, and not the ones that usually matter most.

The fields that survived extraction are a purchase APR of 26.74% — nothing further.

Padding this page with generalities about First Premier Bank or about credit cards at large would not make it more useful. The filed PDF is linked above; for this agreement it is the only reliable source, and it should be read directly.

What is outside the disclosure

This page cannot tell you balance transfer terms, an annual fee, a foreign transaction fee and a grace period, because the filing's disclosure table as read does not contain them.

More broadly, a CFPB agreement filing is a legal and pricing document. It does not describe rewards, benefits, sign-up offers, eligibility or approval criteria, and nothing of that kind has been inferred on this page. Where a card has features of that sort, they live outside this document entirely.

The document itself

Everything here is a reading of the filed agreement, four pages of it, which is linked above and which governs. Terms also change between filings, so the date on the document matters.

In short

There is not enough in this filing to characterise the card's cost. Read the linked agreement; this page will not pretend to more than it has.