Agreements as filed with the CFPB. Not an offer of credit. How we read them
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Redwood Credit Union

Visa Signature - Redwood Credit Union

A Redwood Credit Union card, with the issuer's own application link and an honest account of what its filed agreements do and do not tell you about the price.

Visa Signature credit card from Redwood Credit Union
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Takes you to Redwood Credit Union. We are not the lender.

Visa Signature is issued by Redwood Credit Union. The button below hands you to the issuer's own application.

Apply now Redwood Credit Union agreements on file

Applications are handled by Redwood Credit Union, not by us. We do not take applications, we are not the lender, and we cannot say whether you would be approved.

Disclosed rates and fees

Read from the agreement Redwood Credit Union filed with the CFPB under the name “Visa Credit Card Agreement Signature”, matched to this card by name. Anything the filing does not state is left out of this table rather than shown as a zero.

Terms as disclosed in the filed agreement matched to Visa Signature
Annual fee$0
Late payment feeup to $15
Foreign transaction fee1%
Cash advance fee$0
Balance transfer fee$0
NetworkVisa

Open the filed agreement (PDF)

Redwood Credit Union has filed this agreement under the same name 2 times — issuers re-file the same pricing sheet each quarter. The most complete filing is used here; all 2 are listed on the issuer page.

Where these facts come from

The card name, the image and the application link on this page were read from Redwood Credit Union's own website (product page). The rates and fees, where we show them, come from a different source entirely: the cardholder agreement the issuer filed with the Consumer Financial Protection Bureau.

Those two sources can disagree, and when they do the issuer's current offer is the one you would actually get. A filed agreement is a snapshot of the terms at the moment of filing; it is the best public record of what a card costs and it is not a quote. Read Redwood Credit Union's current disclosure before you apply.

We join a filing to a product only when the names match on every meaningful word. Issuers file documents, not cards, so a great many filings cannot be tied to any one product — and an agreement attached to the wrong card would misstate the price of borrowing money. How we read the filings.

Other cards from Redwood Credit Union

Everything Redwood Credit Union has on file →

Where this card sits

Groups the matched agreement qualifies for, on its own disclosed terms:

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