Credit Cards With No Annual Fee

What is in this list

Every card below comes from a filing that states an annual fee of $0. Cards whose filing did not disclose an annual fee at all are excluded — silence is not the same as zero.

1,523 agreements from 399 issuers qualify, selected only on what their filings disclose. A card is here because its own document put it here — nothing on this page is included or ordered by arrangement with an issuer.

Credit Cards With No Annual Fee

Ordered by disclosed terms. Showing the first 150 of 1523.

• 2023 06 01 VISA Account Disclosure

  Cyprus Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  0%

• Atlas Mastercard Credit Card Agreement

  Patriot Bank · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Foreign tx fee

  3%

• Cash Back Visa Credit Card Agreement and Disclosure 12 24%

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  15.24%

• Cash Back Visa Credit Card Agreement and Disclosure 14 24%

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  17.24%

• Cash Back Visa Credit Card Agreement and Disclosure 16 24%

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  19.24%

• Cash Back Visa Credit Card Agreement and Disclosure 18 24%

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  21.24%

• Credit Sesame Secured MC 05

  Community Federal Savings Bank · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

• disclosures fed box credit card 4

  Washington Trust Bank · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  3%

• Kikoff secured card agreement

  Coastal Community Bank · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Foreign tx fee

  None

• Kikoff secured card agreement

  Coastal Community Bank · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Foreign tx fee

  None

• Personal Credit Card Rate Disclosure

  Washington Trust Bank · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  3%

• Rewards Visa Credit Card Agreement and Disclosure 10 99 %

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  10.99%

• Rewards Visa Credit Card Agreement and Disclosure 14 99 %

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  14.99%

• Rewards Visa Credit Card Agreement and Disclosure 18 99 %

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  18.99%

• Rewards Visa Credit Card Agreement and Disclosure 9 99 %

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  9.99%

• Varo Believe Program Agreements Nov 6

  Varo Bank · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Foreign tx fee

  None

• WTB Personal Credit Card Disclosure 9

  Washington Trust Bank · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  3%

• Intro Disclosure & CC Agreement

  Srp Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  1.99%

  Annual fee

  $0

  Intro APR

  1.99%

  Foreign tx fee

  1%

• Liberty Financial MasterCard Agreement and Disclosures

  Liberty Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  1.99%

  Annual fee

  $0

  Intro APR

  1.99%

  Foreign tx fee

  1%

• MasterCard Credit Card Agreement and Disclosures

  Liberty Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  1.99%

  Annual fee

  $0

  Intro APR

  1.99%

  Foreign tx fee

  1%

• MasterCard Credit Card Agreement and Disclosures

  Liberty Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  1.99%

  Annual fee

  $0

  Intro APR

  1.99%

  Foreign tx fee

  1%

• Visa Credit Card Agreement

  Greater Springfield Credit Union · Agreement filed with the CFPB

  Purchase APR

  2%

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Credit Card Application

  Greater Springfield Credit Union · Agreement filed with the CFPB

  Purchase APR

  2%

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Credit Card Agreement

  United Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%–2.99%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  None

• Share Secured Visa Power Card Account Opening Disclosure

  Utilities Employees Credit Union · Agreement filed with the CFPB

  Purchase APR

  4.5%

  Annual fee

  $0

  Foreign tx fee

  1%

• Gold Credit Card Information

  North Valley Bank - Somerset Office Branch · Agreement filed with the CFPB

  Purchase APR

  4.75%

  Annual fee

  $0

• Application and Solicitation Disclosure (MXC10 C 4)

  Americu Credit Union · Agreement filed with the CFPB

  Purchase APR

  1.99%–4.99%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Platinum Rewards/Platinum/World

  Greenstate Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%–4.99%

  Annual fee

  $0

  Intro APR

  4.99%

  Foreign tx fee

  2%

• 2023 03 01 Visa Application and Solicitation Disclosure

  Firstlight Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  1.9%–5.9%

  Annual fee

  $0

  Intro APR

  5.9%

  Foreign tx fee

  1%

• Visa Credit Card Rate Information

  True Sky Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  5.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• ScotiaLine Cash Secured

  Oriental Bank - Hato Rey - Pinero Branch · Agreement filed with the CFPB

  Purchase APR

  6%

  Annual fee

  $0

  Intro APR

  1.99%

  Foreign tx fee

  1%

• APGFCU Classroom Supply Visa Credit Card

  Aberdeen Proving Ground Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  6.75%

  Annual fee

  $0

  Foreign tx fee

  None

• Low Rate Visa Credit Card Agreement and Disclosure

  F & a Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  6.9%

  Annual fee

  $0

  Foreign tx fee

  1%

• Platinum Preferred Credit Card Disclosure and Agreement

  U.S. Eagle Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  6.9%

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Platinum Disclosure

  Americas First Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.8%

  Annual fee

  $0

• Visa Credit Card Account Opening Disclosure 7 90%

  J S C Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.9%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  1%

• VisaClassicSecured Credit Card Account Disc Agreement FirstCommCU

  First Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.9%

  Annual fee

  $0

• Visa Credit Card Rate Sheet and Initial Disclosure

  Unitus Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.99%

  Annual fee

  $0

  Foreign tx fee

  2%

• Employee Cardmember Agreement

  Fifth Third Bank · Agreement filed with the CFPB

  Purchase APR

  8.74%

  Annual fee

  $0

• MasterCard Platinum Pricing Information

  Dutrac Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.74%

  Annual fee

  $0

• Cc Agreement & Disclosure Visa Select 8 9%

  Carolina Cooperative Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.9%

  Annual fee

  $0

• CC App DiscProof

  First Source Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.9%

  Annual fee

  $0

  Foreign tx fee

  1%

• MasterCard Application and Solicitation Disclosure

  Lubrizol Employees' Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.9%

  Annual fee

  $0

  Foreign tx fee

  1%

• Rewards Visa Credit Card Agreement and Disclosure

  F & a Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.9%

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Credit Card Account Opening Disclosure 8 90%

  J S C Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.9%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  1%

• VISA Platinum OptimUM Account Opening Disclosure

  University of Michigan Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• VISA Platinum OptimUM VISA Platinum Cash Rewards Application and Solicitation Disclosure

  University of Michigan Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Platinum Credit Card Account Opening Disclosure

  Adventure Credit Union · Agreement filed with the CFPB

  Purchase APR

  9%

  Annual fee

  $0

  Foreign tx fee

  1%

• Smart Rate Visa Credit Card Agreement and Disclosure

  United States Senate Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.5%

  Annual fee

  $0

• Wells Fargo Reflect Visa Card

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  9.74%

  Annual fee

  $0

  Foreign tx fee

  3%

• Visa Account Opening Disclosure and Agreement

  Library of Congress Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.75%

  Annual fee

  $0

  Foreign tx fee

  1%

• visa student silver credit card agreement disclosure

  Rogue Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.75%

  Annual fee

  $0

• MasterCard Credit Card Agreement

  Equitable Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.78%

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Application and Solicitation Disclosure

  Oahe Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.9%

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Credit Card Agreement and Disclosure

  F & a Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.9%

  Annual fee

  $0

  Foreign tx fee

  1%

• VISA Credit Card Agreement and Disclosure (112021)

  Rhode Island Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.9%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  1%

• Visa Rewards Credit Card Account Opening Disclosure 9 90%

  J S C Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.9%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  1%

• 7 1 2025 Platinum Cardholder Agreement

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  9.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• FSB 0119 006 Visa Cash Back Card Membership Rules Cardmember Agreement

  First Security Bank · Agreement filed with the CFPB

  Purchase APR

  9.99%

  Annual fee

  $0

• Platinum Select Credit Card Disclosure and Agreement

  U.S. Eagle Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• UnSecured Credit Card Account Opening Disclosure and Agreement 9 99%

  Academy Bank · Agreement filed with the CFPB

  Purchase APR

  9.99%

  Annual fee

  $0

• Unsecured Credit Card Account Opening Disclosure Statement and Agreement 9

  Armed Forces Bank · Agreement filed with the CFPB

  Purchase APR

  9.99%

  Annual fee

  $0

• OnPoint CCU Consumer Credit Card Rate Disclosure

  Onpoint Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  10%

  Annual fee

  $0

  Intro APR

  2.99%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  10.24%

  Annual fee

  $0

  Intro APR

  2.9%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  10.24%

  Annual fee

  $0

  Intro APR

  2.9%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  10.24%

  Annual fee

  $0

  Intro APR

  2.9%

• MasterCard Choice Variable Pricing Information

  Dutrac Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.24%

  Annual fee

  $0

• Visa Classic Credit Card Application Disclosures

  Matanuska Valley Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.25%–10.25%

  Annual fee

  $0

• Low Rate Visa

  Dow Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.49%

  Annual fee

  $0

  Intro APR

  0%

• Pure secured terms conditions

  Patelco Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.7%

  Annual fee

  $0

• Edge Traditional Visa Application & Agreement 02

  Whatcom Educational Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.74%

  Annual fee

  $0

  Intro APR

  0%

• Consumer Credit Card Rate Disclosure

  Onpoint Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.75%

  Annual fee

  $0

  Intro APR

  2.99%

• Savings Secured Visa Terms and Conditions

  Skyone Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.75%

  Annual fee

  $0

• Signature Visa effective 12 11 2025 Arbitration

  S.C. State Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.75%

  Annual fee

  $0

  Foreign tx fee

  None

• visa platinum plus agreement1

  Americas First Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.8%

  Annual fee

  $0

• Visa Platinum Plus Disclosure

  Americas First Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.8%

  Annual fee

  $0

• VISA Cardholder Agmt

  Eastman Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.9%

  Annual fee

  $0

• Visa Credit Card Account Opening Disclosure 10 90%

  J S C Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.9%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  1%

• Visa Credit Card Agreement

  Gulf Winds Credit Union · Agreement filed with the CFPB

  Purchase APR

  6.9%–10.9%

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Credit Card Agreement, Disclosures, and Application

  Norstate Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.9%

  Annual fee

  $0

• Visa effective 1 1 2025 Arbitration

  S.C. State Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.9%

  Annual fee

  $0

  Foreign tx fee

  None

• Visa Rewards Credit Card Account Opening Disclosure 10 90%

  J S C Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.9%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  1%

• Visa Secured Credit Card Agreement and Disclosure

  First Financial of Maryland Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.9%–11.4%

  Annual fee

  $0

  Intro APR

  1.9%

  Foreign tx fee

  1%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Intro APR

  2.9%

• F010A Business VISA Agreement 6 17 2022 DRAFT

  Bay Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

• One Key Mastercard Account Agreement

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Foreign tx fee

  None

• PayPal Cashback Mastercard Account Agreement and Pricing Addendum FINAL

  Synchrony Financial · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Foreign tx fee

  3%

• Wells Fargo Active Cash Card

  Wells Fargo & · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Foreign tx fee

  3%

• Wells Fargo Active Cash Visa Card

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Foreign tx fee

  3%

• Wells Fargo Attune World Elite Mastercard

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Foreign tx fee

  3%

• Wells Fargo Autograph Visa Card

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Foreign tx fee

  None

• A+ 11 75 VISA Low Rate ACCT Disclosures ELGACU

  Elga Credit Union · Agreement filed with the CFPB

  Purchase APR

  11.75%

  Annual fee

  $0

  Foreign tx fee

  2%

• CUofCO VisaCreditCardAgreement 12 19 2025 Sig 17

  Credit Union of Colorado, a Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  11.75%

  Annual fee

  $0

  Foreign tx fee

  3%

• RR 1 11 75 VISA Business ACCT Disclosures ELGACU

  Elga Credit Union · Agreement filed with the CFPB

  Purchase APR

  11.75%

  Annual fee

  $0

  Foreign tx fee

  2%

• Visa Credit Card Agreement and Disclosures

  Municipal Credit Union · Agreement filed with the CFPB

  Purchase APR

  11.9%

  Annual fee

  $0

  Foreign tx fee

  1%

• VISA Transparent (Previously Classic Variable) Open Prior to Oct 2020 12272022

  Truliant Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  11.9%

  Annual fee

  $0

• Venmo Visa Credit Card Account Agreement and Pricing Addendum FINAL

  Synchrony Financial · Agreement filed with the CFPB

  Purchase APR

  11.99%

  Annual fee

  $0

  Foreign tx fee

  None

• Venmo Visa Signature Credit Card Account Agreement and Pricing Addendum FIAL

  Synchrony Financial · Agreement filed with the CFPB

  Purchase APR

  11.99%

  Annual fee

  $0

  Foreign tx fee

  None

• Platinum AA 12

  Los Angeles Police Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.15%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Credit Card

  Lge Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.16%

  Annual fee

  $0

  Foreign tx fee

  1%

• Cardholder Agreement

  Intrust Bank · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  3%

• Consumer Platinum Employee Terms and Fees

  Card Assets · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Intro APR

  3.99%

• FCB First Classic Visa Pricing Sheet

  First Command Bank · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Foreign tx fee

  None

• First Classic Pricing Sheet and Agreement

  First Command Bank · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Foreign tx fee

  None

• First Classic Pricing Sheet and Agreement

  First Command Financial Services · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Foreign tx fee

  None

• Voice Credit Card Colleague Terms and Conditions

  Huntington National Bank, the · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Intro APR

  0%

• Wheatland Card Solutions Cardholder Agreement

  Intrust Bank · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Intro APR

  4.99%

  Foreign tx fee

  3%

• 1 1 26 Visa Gold Disclosure

  Tinker Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.25%

  Annual fee

  $0

  Intro APR

  3.99%

  Foreign tx fee

  1%

• CAMPUS USA Credit Union Credit Card Pricing Addendum

  Campus USA Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.8%–12.25%

  Annual fee

  $0

  Foreign tx fee

  1%

• Credit Card Account Opening Disclosure

  Coca-Cola Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.25%

  Annual fee

  $0

  Foreign tx fee

  1%

• Solicitation Notice 1 1 2025 non fillable

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 12 1 2023 Non fillable

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 12 1 2023 Non fillable

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 12 1 2025 non fillable

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 12 1 2025 non fillable

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 2 1 2025 Non fillable doc

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 2 1 2025 Non fillable doc

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 2 1 2025 Non fillable doc

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 2 1 2025 Non fillable doc

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  12.49%

  Annual fee

  $0

  Intro APR

  2.9%

• Rebate Eligible Visa

  Dow Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.49%

  Annual fee

  $0

  Intro APR

  3.9%

• A 12 5 VISA Business ACCT Disclosures ELGACU

  Elga Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.5%

  Annual fee

  $0

• PFCU Essentials VISA Disclosure

  Pfcu · Agreement filed with the CFPB

  Purchase APR

  12.5%

  Annual fee

  $0

• Q1 Credit Card Disclosures

  Founders Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.5%

  Annual fee

  $0

  Foreign tx fee

  None

• Low Rate Range Credit Card Disclosure Effective

  Dollar Bank, Federal Savings Bank · Agreement filed with the CFPB

  Purchase APR

  12.74%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  3%

• Private Bank Cardmember Agreement

  Fifth Third Bank · Agreement filed with the CFPB

  Purchase APR

  12.74%

  Annual fee

  $0

• A 12 75 VISA Low Rate ACCT Disclosures ELGACU

  Elga Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.75%

  Annual fee

  $0

  Foreign tx fee

  2%

• CUofCO VisaCreditCardAgreement 12 19 2025 Plat 11

  Credit Union of Colorado, a Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.75%

  Annual fee

  $0

  Foreign tx fee

  1%

• RR 2 12 75 VISA Business ACCT Disclosures ELGACU

  Elga Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.75%

  Annual fee

  $0

  Foreign tx fee

  2%

• Cc Agreement & Disclosure Visa Classic 12 9%

  Carolina Cooperative Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.9%

  Annual fee

  $0

• Classic Documents

  Pennsylvania State Employees CU · Agreement filed with the CFPB

  Purchase APR

  12.9%

  Annual fee

  $0

  Intro APR

  2.9%

  Foreign tx fee

  None

• MasterCard Credit Card Agreement and Disclosure

  Space City Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.9%

  Annual fee

  $0

  Foreign tx fee

  1%

• MasterCard Credit Card Agreement and Disclosures

  Alabama Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.9%

  Annual fee

  $0

• Visa Rewards Credit Card Account Opening Disclosure 12 90%

  J S C Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.9%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  1%

• CC Select and Select Rewards 1 99 BT Disclosure

  Honor Credit Union Dba Honor Investment Services · Agreement filed with the CFPB

  Purchase APR

  1.99%–12.99%

  Annual fee

  $0

  Intro APR

  12.99%

  Foreign tx fee

  1%

• Choice Privileges Mastercard Credit Card Agreement

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  12.99%

  Annual fee

  $0

  Foreign tx fee

  None

• Combined Pricing Addendum and T&C CorPlatinum Consumer 03

  Cortrust Bank · Agreement filed with the CFPB

  Purchase APR

  5.99%–12.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• Lighthouse Anchor Visa Disclosure

  Lighthouse Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Credit Card Agreement and Disclosures

  Primeway Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.49%–12.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Credit Card Disclosures

  Elements Financial Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.99%

  Annual fee

  $0

  Intro APR

  0%

• VISA Platinum Cash Rewards Account Opening Disclosure

  University of Michigan Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• VISA Transparent

  Truliant Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.99%

  Annual fee

  $0

  Foreign tx fee

  None

• Platinum A 13 15%

  Los Angeles Police Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.15%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• MasterCard Application Disclosure

  Forum Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.24%–13.24%

  Annual fee

  $0

  Intro APR

  2.99%

• Visa Credit Card Application and Solicitation Disclosure

  Tucson Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.5%–13.25%

  Annual fee

  $0

  Intro APR

  7.5%

  Foreign tx fee

  1%

• Rewards Visa

  Dow Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.49%

  Annual fee

  $0

• B 13 5 VISA Business ACCT Disclosures ELGACU

  Elga Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.5%

  Annual fee

  $0

• Credit Card Disclosures 4Qtr

  Founders Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.5%

  Annual fee

  $0

  Foreign tx fee

  None

• Credit Card Disclosures 4Qtr

  Founders Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.5%

  Annual fee

  $0

  Foreign tx fee

  None

• PFCU Preferred VISA Disclosure

  Pfcu · Agreement filed with the CFPB

  Purchase APR

  13.5%

  Annual fee

  $0

Other ways to narrow it down

• 25+ day grace period1983
• Visa1363
• Low late fee1259
• Variable rate1198
• Credit unions1175
• Mastercard482
• 0% intro APR458
• No foreign transaction fee385
• Low APR339
• Prime + margin192
• Secured147
• Business66