Variable Rate Credit Cards

What is in this list

Filings that describe the purchase rate as variable. A variable rate moves with its index, so the rate disclosed today is not a rate guaranteed tomorrow.

1,198 agreements from 288 issuers qualify, selected only on what their filings disclose. A card is here because its own document put it here — nothing on this page is included or ordered by arrangement with an issuer.

Variable Rate Credit Cards

Ordered by disclosed terms. Showing the first 150 of 1198.

• disclosures fed box credit card 4

  Washington Trust Bank · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  3%

• Personal Credit Card Rate Disclosure

  Washington Trust Bank · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  3%

• WTB Personal Credit Card Disclosure 9

  Washington Trust Bank · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  3%

• Intro Disclosure & CC Agreement

  Srp Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  1.99%

  Annual fee

  $0

  Intro APR

  1.99%

  Foreign tx fee

  1%

• Liberty Financial MasterCard Agreement and Disclosures

  Liberty Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  1.99%

  Annual fee

  $0

  Intro APR

  1.99%

  Foreign tx fee

  1%

• MasterCard Credit Card Agreement and Disclosures

  Liberty Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  1.99%

  Annual fee

  $0

  Intro APR

  1.99%

  Foreign tx fee

  1%

• MasterCard Credit Card Agreement and Disclosures

  Liberty Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  1.99%

  Annual fee

  $0

  Intro APR

  1.99%

  Foreign tx fee

  1%

• January 2022 Rates and Disclosures

  Tucson Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  2.99%

  Intro APR

  2.99%

  Foreign tx fee

  1%

• UPDATED January 2022 Rates and Disclosures

  Tucson Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  2.99%

  Intro APR

  2.99%

  Foreign tx fee

  1%

• Visa Credit Card Agreement

  United Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%–2.99%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  None

• Share Secured Visa Power Card Account Opening Disclosure

  Utilities Employees Credit Union · Agreement filed with the CFPB

  Purchase APR

  4.5%

  Annual fee

  $0

  Foreign tx fee

  1%

• Gold Credit Card Information

  North Valley Bank - Somerset Office Branch · Agreement filed with the CFPB

  Purchase APR

  4.75%

  Annual fee

  $0

• Application and Solicitation Disclosure (MXC10 C 4)

  Americu Credit Union · Agreement filed with the CFPB

  Purchase APR

  1.99%–4.99%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Rooms To Go Loan Services Credit Agreement

  Renasant Bank - Lawrenceville Branch · Agreement filed with the CFPB

  Purchase APR

  5%

• Premier Platinum MasterCard Credit Card Agreement and Disclosure

  Firstmerit Bank N. a · Agreement filed with the CFPB

  Purchase APR

  5.5%

  Intro APR

  0%

  Foreign tx fee

  3%

• 2023 03 01 Visa Application and Solicitation Disclosure

  Firstlight Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  1.9%–5.9%

  Annual fee

  $0

  Intro APR

  5.9%

  Foreign tx fee

  1%

• Visa Titanium Disclosure Statement and Agreement

  Andrews Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  5.99%

  Annual fee

  $59

  Intro APR

  0%

  Foreign tx fee

  None

• APGFCU Classroom Supply Visa Credit Card

  Aberdeen Proving Ground Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  6.75%

  Annual fee

  $0

  Foreign tx fee

  None

• Platinum Preferred Credit Card Disclosure and Agreement

  U.S. Eagle Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  6.9%

  Annual fee

  $0

  Foreign tx fee

  1%

• Credit Cardholder Agreement and Truth in Lending Disclosure

  Credit Union 1 · Agreement filed with the CFPB

  Purchase APR

  7%

  Annual fee

  $15

  Foreign tx fee

  2%

• Visa Credit Card Agreement and TIL Disclosure

  Fedchoice Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7%

• Visa Credit Card Rate Sheet and Initial Disclosure

  Unitus Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.99%

  Annual fee

  $0

  Foreign tx fee

  2%

• CC App Solicitation Disclosure

  Community Choice Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.74%

  Foreign tx fee

  None

• Employee Cardmember Agreement

  Fifth Third Bank · Agreement filed with the CFPB

  Purchase APR

  8.74%

  Annual fee

  $0

• MasterCard Platinum Pricing Information

  Dutrac Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.74%

  Annual fee

  $0

• Rate Preferred Visa Rate and Terms Agreement

  San Antonio Citizens Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.9%

  Intro APR

  5.9%

  Foreign tx fee

  1%

• Visa Platinum Credit Card Account Opening Disclosure

  Adventure Credit Union · Agreement filed with the CFPB

  Purchase APR

  9%

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Application and Solicitation Disclosure

  Massachusetts Institute of Technology Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.24%

  Foreign tx fee

  1%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  9.25%

  Annual fee

  $35

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  9.25%

  Annual fee

  $35

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  9.25%

  Annual fee

  $35

• application solicitation disclosure

  1st United Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.4%

  Foreign tx fee

  2%

• application solicitation disclosure

  1st United Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.4%

  Foreign tx fee

  2%

• Smart Rate Visa Credit Card Agreement and Disclosure

  United States Senate Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.5%

  Annual fee

  $0

• Wells Fargo Reflect Visa Card

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  9.74%

  Annual fee

  $0

  Foreign tx fee

  3%

• Rewards Preferred MasterCard Rate and Terms Agreement

  San Antonio Citizens Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.9%

  Intro APR

  2.9%

  Foreign tx fee

  1%

• Spurs Rewards MasterCard Rate and Terms Agreement

  San Antonio Citizens Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.9%

  Intro APR

  2.9%

  Foreign tx fee

  1%

• Platinum Select Credit Card Disclosure and Agreement

  U.S. Eagle Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• OnPoint CCU Consumer Credit Card Rate Disclosure

  Onpoint Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  10%

  Annual fee

  $0

  Intro APR

  2.99%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  10.24%

  Annual fee

  $0

  Intro APR

  2.9%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  10.24%

  Annual fee

  $0

  Intro APR

  2.9%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  10.24%

  Annual fee

  $0

  Intro APR

  2.9%

• MasterCard Choice Variable Pricing Information

  Dutrac Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.24%

  Annual fee

  $0

• Visa Classic Credit Card Application Disclosures

  Matanuska Valley Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.25%–10.25%

  Annual fee

  $0

• Low Rate Visa

  Dow Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.49%

  Annual fee

  $0

  Intro APR

  0%

• Pure secured terms conditions

  Patelco Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.7%

  Annual fee

  $0

• Edge Traditional Visa Application & Agreement 02

  Whatcom Educational Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.74%

  Annual fee

  $0

  Intro APR

  0%

• Secured Visa Credit Card PLATINUM Prestige Mastercard Summary of Credit Terms

  Pinnacle Bank - Synovus Bank Branch · Agreement filed with the CFPB

  Purchase APR

  10.74%

  Annual fee

  $49

• Synchrony Premier World Mastercard Account Agreement and Pricing Addendum FINAL

  Synchrony Financial · Agreement filed with the CFPB

  Purchase APR

  10.74%

  Foreign tx fee

  3%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  10.75%

  Annual fee

  $35

• Consumer Credit Card Rate Disclosure

  Onpoint Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.75%

  Annual fee

  $0

  Intro APR

  2.99%

• Signature Visa effective 12 11 2025 Arbitration

  S.C. State Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.75%

  Annual fee

  $0

  Foreign tx fee

  None

• 1 1 26 Visa Prime Plus Disclosure

  Tinker Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.9%

  Intro APR

  3.99%

  Foreign tx fee

  1%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  11%

  Annual fee

  $35

• LCCU Consumer Credit Pricing addendum secured

  Latino Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  11%

• Gold Standard Cardmember Agreement

  Amalgamated Bank of Chicago · Agreement filed with the CFPB

  Purchase APR

  11.25%

  Annual fee

  $35

  Intro APR

  0%

• 1QTR App and Solicitation Disc

  University of Kentucky Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  11.49%

  Foreign tx fee

  1%

• 2QTR App and Solicitation Disc

  University of Kentucky Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  11.49%

  Foreign tx fee

  1%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  11.5%

  Annual fee

  $35

• Pro Visa Pricing Addendum

  Proponent Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  11.5%

  Foreign tx fee

  1%

• Rate Preferred Mastercard Application and Solicitation Disclosure

  Credit Human Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  11.7%

  Intro APR

  5.9%

  Foreign tx fee

  1.1%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Intro APR

  2.9%

• One Key Mastercard Account Agreement

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Foreign tx fee

  None

• One Key+ Mastercard Account Agreement

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $99

  Foreign tx fee

  None

• PayPal Cashback Mastercard Account Agreement and Pricing Addendum FINAL

  Synchrony Financial · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Foreign tx fee

  3%

• Wells Fargo Active Cash Card

  Wells Fargo & · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Foreign tx fee

  3%

• Wells Fargo Active Cash Visa Card

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Foreign tx fee

  3%

• Wells Fargo Attune World Elite Mastercard

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Foreign tx fee

  3%

• Wells Fargo Autograph Visa Card

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  11.74%

  Annual fee

  $0

  Foreign tx fee

  None

• August 2025 credit card disclosure

  Align Credit Union · Agreement filed with the CFPB

  Purchase APR

  11.75%

  Intro APR

  7.49%

  Foreign tx fee

  2%

• CUofCO VisaCreditCardAgreement 12 19 2025 Sig 17

  Credit Union of Colorado, a Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  11.75%

  Annual fee

  $0

  Foreign tx fee

  3%

• Venmo Visa Credit Card Account Agreement and Pricing Addendum FINAL

  Synchrony Financial · Agreement filed with the CFPB

  Purchase APR

  11.99%

  Annual fee

  $0

  Foreign tx fee

  None

• Venmo Visa Signature Credit Card Account Agreement and Pricing Addendum FIAL

  Synchrony Financial · Agreement filed with the CFPB

  Purchase APR

  11.99%

  Annual fee

  $0

  Foreign tx fee

  None

• Platinum AA 12

  Los Angeles Police Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.15%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Cardholder Agreement

  Intrust Bank · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  3%

• Consumer Platinum Employee Terms and Fees

  Card Assets · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Intro APR

  3.99%

• Consumer World Terms and Fees

  Card Assets · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $35

  Intro APR

  3.99%

• FCB First Classic Visa Pricing Sheet

  First Command Bank · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Foreign tx fee

  None

• First Classic Pricing Sheet and Agreement

  First Command Bank · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Foreign tx fee

  None

• First Classic Pricing Sheet and Agreement

  First Command Financial Services · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Foreign tx fee

  None

• Voice Credit Card Colleague Terms and Conditions

  Huntington National Bank, the · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Intro APR

  0%

• Wheatland Card Solutions Cardholder Agreement

  Intrust Bank · Agreement filed with the CFPB

  Purchase APR

  12.24%

  Annual fee

  $0

  Intro APR

  4.99%

  Foreign tx fee

  3%

• 1 1 26 Visa Gold Disclosure

  Tinker Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.25%

  Annual fee

  $0

  Intro APR

  3.99%

  Foreign tx fee

  1%

• CAMPUS USA Credit Union Credit Card Pricing Addendum

  Campus USA Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.8%–12.25%

  Annual fee

  $0

  Foreign tx fee

  1%

• saved Credit Card Account Opening Disclosure (MXC20 P 1) (1)

  Tidemark Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.25%

  Foreign tx fee

  1%

• Solicitation Notice 1 1 2025 non fillable

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 12 1 2023 Non fillable

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 12 1 2023 Non fillable

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 12 1 2025 non fillable

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 12 1 2025 non fillable

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 2 1 2025 Non fillable doc

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 2 1 2025 Non fillable doc

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 2 1 2025 Non fillable doc

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Solicitation Notice 2 1 2025 Non fillable doc

  Summit Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.4%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  12.49%

  Annual fee

  $0

  Intro APR

  2.9%

• Credit Card Agreement and Disclosure Web Version

  Logix Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.49%

  Intro APR

  0%

• Credit Card Rates and Fees Table

  Logix Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.49%

  Intro APR

  0%

  Foreign tx fee

  1.1%

• Rebate Eligible Visa

  Dow Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.49%

  Annual fee

  $0

  Intro APR

  3.9%

• Low Rate Range Credit Card Disclosure Effective

  Dollar Bank, Federal Savings Bank · Agreement filed with the CFPB

  Purchase APR

  12.74%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  3%

• Private Bank Cardmember Agreement

  Fifth Third Bank · Agreement filed with the CFPB

  Purchase APR

  12.74%

  Annual fee

  $0

• Wells Fargo Autograph Journey Visa Card

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  12.74%

  Annual fee

  $95

  Foreign tx fee

  None

• Wells Fargo Premier Autograph Visa Infinite Card

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  12.74%

  Annual fee

  $95

  Foreign tx fee

  None

• Wells Fargo Private Bank Visa Infinite Card

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  12.74%

  Annual fee

  $95

  Foreign tx fee

  None

• application solicitation disclosure (5 2 2022)

  Kirtland Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  6%–12.75%

  Foreign tx fee

  None

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  12.75%

  Annual fee

  $35

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  12.75%

  Annual fee

  $35

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  12.75%

  Annual fee

  $35

• Credit Card Account Opening Disclosure 9

  Robins Financial Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.95%

  Foreign tx fee

  1%

• Choice Privileges Mastercard Credit Card Agreement

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  12.99%

  Annual fee

  $0

  Foreign tx fee

  None

• Choice Privileges Select Mastercard Credit Card Agreement

  Wells Fargo Bank · Agreement filed with the CFPB

  Purchase APR

  12.99%

  Annual fee

  $95

  Foreign tx fee

  None

• Combined Pricing Addendum and T&C CorPlatinum Consumer 03

  Cortrust Bank · Agreement filed with the CFPB

  Purchase APR

  5.99%–12.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• Lighthouse Anchor Visa Disclosure

  Lighthouse Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• Virgin Red Rewards Mastercard Account Agreement And Pricing Addendum FINAL

  Synchrony Financial · Agreement filed with the CFPB

  Purchase APR

  12.99%

  Annual fee

  $99

• Visa Credit Card Agreement and Disclosures

  Primeway Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.49%–12.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• Platinum A 13 15%

  Los Angeles Police Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.15%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Rewards Preferred Mastercard Application and Solicitation Disclosure

  Credit Human Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.15%

  Intro APR

  2.9%

  Foreign tx fee

  1.1%

• Application Disclosures Platinum Consumer Credit Cards

  Investar Bank · Agreement filed with the CFPB

  Purchase APR

  7.24%–13.24%

  Annual fee

  $10

  Foreign tx fee

  1%

• Business World Elite Plus Terms and Fees

  Card Assets · Agreement filed with the CFPB

  Purchase APR

  13.24%

  Annual fee

  $249

  Intro APR

  2.99%

• MasterCard Application Disclosure

  Forum Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.24%–13.24%

  Annual fee

  $0

  Intro APR

  2.99%

• Visa Credit Card Application and Solicitation Disclosure

  Tucson Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.5%–13.25%

  Annual fee

  $0

  Intro APR

  7.5%

  Foreign tx fee

  1%

• Sun Country Visa Signature Card Account Agreement and Pricing Addendum FINAL

  Synchrony Financial · Agreement filed with the CFPB

  Purchase APR

  13.39%

  Annual fee

  $89

• Sams Club Mastercard Account Agreement and Pricing Addendum FINAL

  Synchrony Financial · Agreement filed with the CFPB

  Purchase APR

  13.4%

• OnePay CashRewards World Mastercard Account Agreement and Pricing Addendum FINAL

  Synchrony Financial · Agreement filed with the CFPB

  Purchase APR

  13.49%

• Rewards Visa

  Dow Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.49%

  Annual fee

  $0

• Credit Card Disclosures 4Qtr

  Founders Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.5%

  Annual fee

  $0

  Foreign tx fee

  None

• Credit Card Disclosures 4Qtr

  Founders Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.5%

  Annual fee

  $0

  Foreign tx fee

  None

• Application Solicitation Disclosure CC

  1st United Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.65%

  Foreign tx fee

  2%

• Voice Credit Card Colleague Terms and Conditions

  Huntington National Bank, the · Agreement filed with the CFPB

  Purchase APR

  13.74%

  Annual fee

  $0

  Intro APR

  0%

• Application and Solicitation Disclosure (All Visas)

  Coastal Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.5%–13.75%

  Intro APR

  40%

• CUofCO VisaCreditCardAgreement 12 19 2025 Sig 17

  Credit Union of Colorado, a Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.75%

  Annual fee

  $0

• Application and Solicitation Disclosure

  1st United Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.9%

  Foreign tx fee

  2%

• Application and Solicitation Disclosure

  1st United Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.9%

  Foreign tx fee

  2%

• Application and Solicitation Disclosure 4

  Unify Financial Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.24%–13.99%

  Annual fee

  $0

  Intro APR

  16.74%

  Foreign tx fee

  None

• Eagle Classic Credit Card Disclosure and Agreement

  U.S. Eagle Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• Nissan Visa Card Account Agreement and Pricing Information

  Synchrony Financial · Agreement filed with the CFPB

  Purchase APR

  13.99%

  Foreign tx fee

  3%

• application solicitation disclosure (7 27 2022)

  Kirtland Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.25%–14%

  Foreign tx fee

  None

• 06 03 2024 CC Account Opening Disclosure

  Truwest Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.15%–14.1%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• business card agreements safe harbor Prime 5

  Bank of the West · Agreement filed with the CFPB

  Purchase APR

  14.24%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  3%

• Voice Credit Card Colleague Terms and Conditions

  Huntington National Bank, the · Agreement filed with the CFPB

  Purchase APR

  14.24%

  Annual fee

  $0

  Intro APR

  0%

• Card Disclosure

  TIB, National Association · Agreement filed with the CFPB

  Purchase APR

  14.25%

  Annual fee

  $35

• VisaDisclosure Business

  Lighthouse Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  14.25%

  Annual fee

  $0

  Foreign tx fee

  1%

• VisaDisclosure Business

  Lighthouse Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  14.25%

  Annual fee

  $0

  Foreign tx fee

  1%

• Consumer WE DTC 2 2026

  First Arkansas Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  14.49%

  Annual fee

  $299

  Intro APR

  0%

• Voice Credit Card Colleague Terms and Conditions

  Huntington National Bank, the · Agreement filed with the CFPB

  Purchase APR

  14.49%

  Annual fee

  $0

  Intro APR

  0%

• 1 1 26 Visa Sig Disclosure

  Tinker Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  14.5%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  None

• LMCU Visa Credit Card Finance Addendum

  Lake Michigan Credit Union · Agreement filed with the CFPB

  Purchase APR

  14.5%

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Credit Card Account Disclosure Generic eff

  Peak Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.5%–14.5%

  Annual fee

  $25

  Foreign tx fee

  2%

• Visa Sig Pricing Addendums

  Proponent Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  14.5%

  Foreign tx fee

  None

• CFPB Combine CHA and Pricing Disclosure

  Fourleaf Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.65%–14.65%

  Annual fee

  $0

  Foreign tx fee

  None

• Cardholder Agreement Platinum

  Bankers' Bank of Kansas · Agreement filed with the CFPB

  Purchase APR

  14.67%

  Annual fee

  $0

Other ways to narrow it down

• 25+ day grace period1983
• No annual fee1523
• Visa1363
• Low late fee1259
• Credit unions1175
• Mastercard482
• 0% intro APR458
• No foreign transaction fee385
• Low APR339
• Prime + margin192
• Secured147
• Business66