Disclosed rates and fees
Every figure below was read from this issuer's filed agreement. Anything the filing does not state is left out of this table rather than shown as zero.
| Annual fee | $0 |
|---|---|
| Late payment fee | up to $20 |
| Cash advance fee | None |
| Balance transfer fee | None |
| Grace period | 24 days |
| Minimum interest charge | $0 |
| Network | Mastercard |
Analysis
On the record for Mastercard Application and Solicitation Disclosure Credit Card Agreement and Disclosure: no annual fee, filed by Eglin Federal Credit Union.
What the agreement puts on the record
Eglin Federal Credit Union filed this agreement for Mastercard Application and Solicitation Disclosure Credit Card Agreement and Disclosure with the Consumer Financial Protection Bureau. It is issued on the Mastercard network and the filing runs eight pages.
Terms captured from the document include an annual fee line, a late payment maximum and a grace period. No figure appears for a purchase rate, a cash advance rate and a balance transfer rate.
Confidence in the parse of this filing is moderate rather than high, so the figures below are best checked against the original.
Grace period and minimum charge
Anyone clearing the statement balance inside 24 days pays no purchase interest at all under this filing. That matches the 25-day median across the corpus almost exactly.
The filing sets the minimum interest charge at zero — small balances are not rounded up to a floor.
Default pricing
The maximum late fee is $20 — roughly the 17th percentile of the late fee ceilings disclosed across this index.
Fees, and what triggers them
The annual fee is $0. Roughly 75% of filings here that state a fee state zero, so the absence of one is unremarkable in this market.
What you cannot learn from the filing
The disclosure parsed here does not state a purchase rate, a foreign transaction fee and penalty pricing. Those gaps are gaps in what could be read from the filing, and the PDF may well address them in prose the rate table does not capture.
An agreement filing is not a marketing document. Rewards, perks, welcome offers and eligibility rules are not in it, are not in this dataset, and are therefore not discussed anywhere on this page.
Where the authority sits
The original filing, 8 pages long, is linked on this page and should be read before any figure here is acted on. It is also a snapshot: issuers refile as terms change.
In short
Given the parsing confidence on this filing, read the agreement itself before treating any of these figures as settled.
The source document
This page is a reading of one document: the cardholder agreement Eglin Federal Credit Union filed with the Consumer Financial Protection Bureau. Where the two disagree, the filing is correct and this page is wrong.
Applications are handled by Eglin Federal Credit Union, not by us. We do not take applications and cannot say whether you would be approved.
Other cards from Eglin Federal Credit Union
This is the only agreement from Eglin Federal Credit Union in the database with enough disclosed terms to publish. See the issuer's full filing list.
Where this card sits
Groups this agreement qualifies for, by its own disclosed terms:
Comparable cards from other issuers
Closest disclosed purchase APR among cards in the same groups.