Disclosed rates and fees
Every figure below was read from this issuer's filed agreement. Anything the filing does not state is left out of this table rather than shown as zero.
| Annual fee | $0 |
|---|---|
| Late payment fee | $0 |
| Foreign transaction fee | None |
| Grace period | 25 days |
| Minimum interest charge | $0 |
Analysis
Broadview Classic Secured, as filed by Broadview Federal Credit Union, carries no annual fee.
What the agreement puts on the record
This page covers the agreement Broadview Federal Credit Union filed for Broadview Classic Secured. The filing runs two pages.
The filing is explicit about an annual fee line, a late payment maximum, a foreign transaction fee and a grace period. A purchase rate, a cash advance rate and a balance transfer rate are not stated.
Confidence in the parse of this filing is moderate rather than high, so the figures below are best checked against the original.
A secured agreement
This is a secured agreement — the credit line is collateralised by a deposit. The disclosure table captured on this page covers pricing only; the mechanics of the deposit live in the body of the document.
Charges beyond interest
No annual fee appears in the filing, in line with the roughly 75% of disclosing agreements in this index that charge nothing to hold the card.
No foreign transaction fee is charged, which puts this filing in the roughly 22% of disclosing agreements here that do not take a cut of overseas spending.
Default pricing
On the fee side, a late payment can cost up to $0, which is around the 2nd percentile here.
Paying in full
Anyone clearing the statement balance inside 25 days pays no purchase interest at all under this filing. That matches the 25-day median across the corpus almost exactly.
No minimum interest charge is imposed, so a cycle that accrues a few cents of interest is billed a few cents.
What is outside the disclosure
Absent from the captured terms: a purchase rate, anything about cash advances, balance transfer terms and penalty pricing. The original document is the place to look for any of these.
An agreement filing is not a marketing document. Rewards, perks, welcome offers and eligibility rules are not in it, are not in this dataset, and are therefore not discussed anywhere on this page.
Inside Broadview Federal Credit Union's filed lineup
This is one of 27 Broadview Federal Credit Union agreements collected here. Their disclosed purchase rates run from 18% to 18%, though this particular filing does not state one in comparable form.
Where the authority sits
This summary stands or falls on the linked PDF — two pages. Agreements are amended over time, and the filing reflects the terms as submitted rather than as they stand today.
In short
Extraction confidence here is not high, so the conclusions above are provisional on the PDF agreeing with them.
The source document
This page is a reading of one document: the cardholder agreement Broadview Federal Credit Union filed with the Consumer Financial Protection Bureau. Where the two disagree, the filing is correct and this page is wrong.
Applications are handled by Broadview Federal Credit Union, not by us. We do not take applications and cannot say whether you would be approved.
Other cards from Broadview Federal Credit Union
-
AOD Broadview Credit A
Agreement filed with the CFPB
- Purchase APR
- 18%
- Annual fee
- $0
- Foreign tx fee
- None
-
AOD Broadview Credit B
Agreement filed with the CFPB
- Purchase APR
- 18%
- Annual fee
- $0
- Foreign tx fee
- None
-
AOD Broadview Credit C
Agreement filed with the CFPB
- Purchase APR
- 18%
- Annual fee
- $0
- Foreign tx fee
- None
-
AOD Broadview Credit FTB
Agreement filed with the CFPB
- Purchase APR
- 18%
- Annual fee
- $0
- Foreign tx fee
- None
Where this card sits
Groups this agreement qualifies for, by its own disclosed terms:
Comparable cards from other issuers
Closest disclosed purchase APR among cards in the same groups.