Green Bay Packers Extra Points Mastercard® Credit Card Current Credit Card Agreements

On the record for Green Bay Packers Extra Points Mastercard┬« Credit Card Current Credit Card Agreements: a purchase APR of 17.74%–31.74% and no annual fee, filed by Comenity Capital Bank. The purchase rate sits at roughly the 76th percentile of the 4,587 agreements indexed here.

On the face of the filing

Comenity Capital Bank filed this agreement for Green Bay Packers Extra Points Mastercard® Credit Card Current Credit Card Agreements with the Consumer Financial Protection Bureau. The filing runs 16 pages, and It is issued on the Mastercard network.

The disclosure covers a purchase rate, a cash advance rate, a balance transfer rate, an annual fee line and a late payment maximum. It is silent on a penalty rate and a grace period.

How the purchase rate compares

Purchases price between 17.74% and 31.74% under this filing. The 14-point gap between the two is material, and nothing in the agreement indicates where a given account would land.

Those two numbers occupy very different places in the corpus: roughly the 48th percentile at the bottom and the 76th at the top.

This is disclosed as a variable rate. The number above is a snapshot: it tracks an index, so it changes without the agreement being amended.

What the rate means in dollars

At the disclosed purchase APR, $2,000 revolving for a full year costs something like $747 in interest.

A card priced at the corpus median of 21.99% would charge roughly $492 on that balance. This one charges about $255 more per year.

Month to month it reads as about $52.84 per cycle on that balance.

Treat this as an illustration of what the disclosed rate does, not as a projection of a real account, which would be shaped by payments and by the fees described elsewhere in the filing.

The downside terms

On the fee side, a late payment can cost up to $41, which is around the 89th percentile here.

Where the fees are

No annual fee appears in the filing, in line with the roughly 75% of disclosing agreements in this index that charge nothing to hold the card.

For cash advances the filing discloses a cash advance fee of 31.74% and a cash advance APR of 31.74%.

Balance transfers cost $10 or 5% of the amount transferred, whichever is greater up front and then accrue at 17.74%. On $7,500 that fee is about $375 before any interest is charged.

The filing sets a 5% foreign transaction fee, which adds roughly $100 to $2,000 spent outside the United States.

That is at the high end of this corpus — around the 99th percentile of disclosed foreign transaction fees.

Paying in full

The $3 minimum interest charge means the effective cost of carrying a very small balance is far higher than the quoted APR implies.

How it sits in the issuer's own range

Comenity Capital Bank has 100 agreements indexed on this site. Across that lineup purchase rates span 14.74% to 35.99%; this filing's 31.74% sits above 8 of the comparable ones.

34 of the issuer's other 89 disclosing filings are likewise fee-free.

The limits of this document

This page cannot tell you a grace period and penalty pricing, because the filing's disclosure table as read does not contain them.

It is worth being explicit about scope: these filings record terms and pricing. They say nothing about rewards programmes, cardholder benefits, promotional offers or who the issuer will approve, and this review does not speculate about any of it.

Reading the agreement yourself

This summary stands or falls on the linked PDF — 16 pages. Agreements are amended over time, and the filing reflects the terms as submitted rather than as they stand today.

In short

At 31.74% the purchase rate is close to ordinary for this corpus; nothing in the rate table sets this filing far apart from its peers. The absence of an annual fee means the rate is the only thing that can make this card expensive.